A solution to no health insurance
A lack of health insurance is a growing problem nationwide, across Texas and in Rockwall County too. About one out of eight business owners in Rockwall County readily discloses they have no health insurance for themselves or their employees.
The excuse is always, “It’s too expensive!” I agree that comprehensive major medical plans are expensive; however, “no health insurance” can become a self-written prescription for a huge medical expenditure if not medical induced personal bankruptcy!
A specified benefit health plan is a much lower cost alternative to a major medical plan that should be seriously considered by anyone who does not currently have health insurance coverage. Very few people can afford to incur a $50,000 or more medical expense without a second mortgage on their home, for which if unable to return to work they might not qualify.